More and more people are turning to electronic cigarettes to quit smoking, but what about reimbursement? Here is everything you need to know about the possibilities of coverage by mutual insurance and the steps to follow to benefit from it.
Are electronic cigarettes reimbursed by social security?
À to this day, the health insurance fund does not offer reimbursement for electronic cigarettes. The reason is simple: the e-cigarette is not part of the official list of nicotine substitutes, unlike patches or chewing gums.
However, some supplementary health insurance plans take the initiative to reimburse part of the expenses related to the purchase of an e-cigarette or nicotine-containing e-liquids. Why?Because encouraging smoking cessation helps reduce the costs related to diseases caused by tobacco.
What are the amounts and conditions of reimbursement by health insurance companies?
In most cases, health insurance companies offer an annual reimbursement package for smoking cessation products. This package generally ranges between €50 and €150 depending on the contract and the insurance company.
- Variable conditions: The amounts, eligible products, and required supporting documents depend on your health insurance contract.
- Products with nicotine: E-liquids containing nicotine are often required for reimbursement.
- Get informed: Contact your advisor to know the exact conditions of your contract.
Procedure to obtain reimbursement for your electronic cigarette
To benefit from the reimbursement offered by your mutual insurance, follow these 4 simple steps :
- Buy your products at Smoking.fr
The shop Smoking.fr offers a wide selection of e-cigarettes, e-liquids (including products containing nicotine), and accessories. Remember to order e-liquids with nicotine to maximize your chances of reimbursement. - Download your invoice from your customer account
Log in to your customer area on Smoking.fr. In the "My Orders" section, click on "View my orders" to download the invoice corresponding to your purchase.
- Send the invoice to your mutual insurance
Print the invoice and send it, along with any documents requested by your mutual insurance (for example, a prescription or a specific form). - Receive your refund
According to the processing times of your health insurance, you will receive a refund or a fixed contribution for your purchase.
The advantages of reimbursement by health insurance
By choosing a health insurance plan that covers electronic cigarettes, you benefit from many advantages:
- Cost reduction: Financial assistance to equip yourself with quality products.
- Encouragement to quit: An incentive to choose a less harmful alternative to tobacco.
- Disease prevention: By quitting smoking, you reduce your long-term health expenses.
Tips to maximize your chances of reimbursement
- Check with your health insurance: Contact your advisor to get precise information on the conditions and amount of reimbursement.
- Favor products containing nicotine: They are often essential for your purchase to be considered a smoking cessation product.
- Check the required documentation: Some insurance plans require a medical prescription or specific documents.
In summary
Even if social security does not reimburse electronic cigarettes, some insurance plans cover part of these expenses. By following the steps described above and checking the conditions of your contract, you can reduce your costs.